Insurance Designed Exclusively for Condominium Associations

Key Coverage Benefits

Guaranteed Replacement Cost

Property limits up to $250,000,000

Building Ordinance or Law Coverage – $300,000 included (higher limits available)

Sewer Backup at Guaranteed Replacement Cost

Earthquake Sprinkler Leakage (EQSL)

Split deductible and per unit deductible options available

Bare walls, original specs, and all-in coverages available

Earthquake coverage available in some states

Comprehensive General Liability (various limits available)

Medical payments coverage for unit owners injured in common areas

Extended definition of bodily injury

Board members and officers included as insureds

Hired & Non-Owned Auto

Garage and Parking Liability coverage

Employee Dishonesty

Forgery or Alteration

Computer and Funds Transfer Fraud

Does your policy include	Arden	Your Coverage	Arden Limits of Insurance
Building and Structures	Yes	Yes No	Guaranteed Replacement Cost
Community Personal Property	Yes	Yes No	Guaranteed Replacement Cost
Structural Glass and Signs	Yes	Yes No	Guaranteed Replacement Cost
Building Ordinance or Law Coverages:
Loss to the Undamaged Portion of the Building Coverage	Yes	Yes No	Guaranteed Replacement Cost
Demolition Cost Coverage	Yes	Yes No	$300,000
Increased Cost of Construction	Yes	Yes No	$300,000
Debris Removal	Yes	Yes No	$300,000
Pollutant Clean-up and Removal	Yes	Yes No	$25,000
Trees, Shrubs, and Plants	Yes	Yes No	$20,000
Bridges, Docks, Piers, and Retaining Walls	Yes	Yes No	$10,000
Money and Securities (Inside and Outside)	Yes	Yes No	$15,000
Computer Equipment, Media, and Supplies	Yes	Yes No	$25,000
Fine Arts	Yes	Yes No	$50,000
Employee Dishonesty	Yes	Yes No	$50,000
Computer Fraud	Yes	Yes No	$50,000
Forgery or Alteration	Yes	Yes No	$50,000
Accounts Receivables	Yes	Yes No	$10,000
Valuable Papers and Records	Yes	Yes No	$25,000
Elevator Collision	Yes	Yes No	$100,000
Garage and Parking Liability:
Collision Coverage	Yes	Yes No	$25,000
Comprehensive Coverage	Yes	Yes No	$25,000
Machinery and Equipment Coverage	Yes	Yes No	Guaranteed Replacement Cost

Residential Condominium Associations, Mixed Commercial/Residential, Mixed Residential Condominiums with single family homes, and Phasing Associations

AZ, CA, ID, IL, MI, NV, OH, OR, UT, WA, WI